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Sucks about the car and the accident. If she didn't see your brake lights she was obviously preoccupied.
As for financing good luck. Shouldn't be to hard. Most of my cars, minus the Focus we just bought, I got without a down payment and paying $0 out the door. The Focus we just put money down because we had it and to help with payment.
And the radio. If you get at least the upgraded Pioneer, step up from base but not the full navi set up, it has the preouts on the back already to add audio and it has 2 color options for the buttons blue and orange. and it will allow you to change to display/screensaver to multiple preset pics or you can add your own.
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